Job Summary
The Treasury & Insurance Lead is responsible for managing all financial assets within the region, ensuring accurate cash flow forecasting and maintaining secure cash positions. This role oversees the proper processing of payments and actively contributes to finance-related projects across EMEA.
Job Responsibilities
The Treasury & Insurance Lead is responsible for managing all financial assets across the EMEA region, ensuring robust cash management and accurate forecasting to support business objectives. This role oversees the end-to-end payment process, cash pooling systems, and financing for affiliates, while maintaining treasury policies aligned with company goals. The Lead regularly reviews policies and procedures to ensure compliance and operational excellence, supported by strong systems and controls.
A key responsibility is to monitor short-, medium-, and long-term cash flow forecasts and lead treasury activities such as short-term deposits and intercompany loan management. The position also involves maintaining effective communication with Terumo Europe management and the global treasury team, managing banking relationships—including KYC requirements—and ensuring timely and accurate payments for Terumo Europe and its affiliates. The role includes oversight of foreign exchange risk, defining and implementing mitigation strategies, and administering credit card policies to ensure compliance.
In addition to treasury responsibilities, the Lead manages insurance policies, renewals and claims across EMEA. Leadership is central to this position: the Treasury & Insurance Lead coaches and develops team members, fosters a high-performance culture, and builds strong partnerships with senior managers and stakeholders. Acting as a role model, the Lead demonstrates company core values and promotes continuous improvement.
The role also includes management reporting by leading monthly cash and bank closings and monitoring KPIs for banking transactions. Compliance is critical, with responsibility to ensure SOX controls are executed, including monthly bank reconciliations and policy updates, and to maintain robust risk management practices across all treasury and insurance activities. Additional responsibilities include ownership of the EMEA travel policy, participation in treasury, insurance, and finance-related projects, and driving process improvements within the region.
Profile Description
• Higher academic degree in finance or applied economics or similar by proven experience;
• Experience in Insurance management is an asset
• Experience in SAP (FI) is an asset;
• Good understanding of end-to-end Treasury, PTP and OTC processes;
• Experience in leading a team
• Pro-active attitude, accuracy and strong communication skills are a must;
• Good working knowledge of English (written and spoken). Other languages are an asset.
Offer
At Terumo, we believe in empowering our people to thrive professionally and personally. In this role, you will join a dynamic, international Finance organization where your expertise will have a direct impact on strategic decision-making and operational excellence across EMEA. We offer:
1. A collaborative and inclusive work environment that values diversity and innovation.
2. Opportunities for professional growth and development, including leadership training and continuous learning programs.
3. Exposure to global projects and stakeholders, giving you a truly international perspective.
4. Competitive compensation and benefits, aligned with your experience and contribution.
5. Flexibility and support for work-life balance, because we care about your well-being.
6. The chance to make a meaningful impact in a company committed to improving healthcare worldwide.