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Mission du poste
We are seeking an Analyst to join the Credit Risk Management team in Latin America, based in São Paulo. The role will focus on the coverage of financial institutions, with primary exposure to Brazil and broader LATAM markets. The successful candidate will perform fundamental credit analysis of banks and non-bank financial institutions, support transaction approvals across products, and actively monitor a diversified portfolio of counterparties. The role provides significant exposure to senior stakeholders across Front Office and Risk, as well as interaction with global teams in a dynamic, transaction driven environment. Key Responsibilities Fundamental Credit Analysis * Conduct detailed credit analysis of financial institution counterparties, including banks, broker dealers and non-bank FIs * Analyze financial statements, capital adequacy, asset quality, funding and liquidity profiles, and profitability metrics * Assess probability of default, loss given default, and assign internal risk ratings * Prepare clear, concise credit memoranda and present recommendations to approval committees Transaction Review & Approval * Evaluate counterparty risk across lending, capital markets and derivatives transactions * Partner with Front Office to assess risk/return profiles and propose appropriate risk limits * Support onboarding and due diligence of new counterparties Portfolio Monitoring & Risk Management * Monitor portfolio performance, including financial trends, market developments and external rating actions * Identify early warning signals, including liquidity pressures, asset quality deterioration and capital deterioration * Propose and implement risk mitigation actions where appropriate * Maintain timely and accurate credit reviews and internal documentation Stakeholder Management * Collaborate closely with Coverage, Trading, Legal, Compliance and other control functions * Interface with regional and global Risk teams to ensure consistency in risk frameworks...