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Europe mlro

Bruxelles
NALA
Publiée le 21 avril
Description de l'offre

👋 About Us

NALA is building Payments for the Next Billion. Faster, smarter, and fairer transfers for everyone. Since 2022, we've grown our business 120x, grown the team from 9 to 150+, raised $50M+ from top-tier investors, and were named to the Forbes Fintech 50 in 2025.

We operate two core products:

* NALA, our consumer app making cross-border payments cheaper, faster and more reliable for the global diaspora. Allowing users to send money from the UK, US and EU to Africa and Asia.
* Rafiki, our B2B payments infrastructure, is powering global payments.

Our team includes alumni from Wise, Stripe, Monzo, Revolut, and CashApp — operators who’ve scaled world-class products. We act with urgency, think deeply, and put our customers first always.

At NALA, this isn’t just a job. It’s ownership, impact, and the chance to change global payments forever.

Join us in building Payments for the Next Billion.


🙌 Your Mission

Build and lead a best-in-class AML/CFT compliance framework for Belgium, ensuring regulatory excellence while enabling safe, scalable growth in international remittances.


🎯 Your Responsibilities in this Role

* Own and evolve NALA’s AML/CFT framework in Belgium, ensuring full compliance with local law, EU directives, and NBB expectations
* Lead end-to-end suspicious activity investigations and act as the nominated officer for CTIF-CFI reporting
* Deliver and maintain the Overall Risk Assessment (ORA), covering customer, product, and corridor-level financial crime risks
* Act as the primary point of contact for regulators and law enforcement, managing audits, inspections, and ongoing relationships
* Design and monitor internal controls and KPIs/KRIs to ensure ongoing effectiveness of the compliance program
* Provide strategic advisory to leadership on new products, market expansion, and risk appetite decisions


đŸ”„ Must-have requirements

* Experience operating as MLRO or equivalent senior compliance role in a regulated environment
* 7+ years of AML/CFT experience within a Payment Institution or Electronic Money Institution
* Deep knowledge of Belgian AML regulations, NBB expectations, and EU AML directives
* Proven track record managing SAR/STR reporting and regulatory interactions
* Strong experience conducting complex financial crime investigations (e.g. layering, smurfing, cross-border schemes)
* Professional fluency in English and either French or Dutch
* Meets “Fit and Proper” requirements for senior compliance roles with the NBB


đŸ’Ș Nice to have requirements

* Previous experience in a high-growth fintech or remittance business
* Experience working with transaction monitoring systems and regtech tools
* LLM or legal/compliance academic background


✅ Success in the role looks like

3-Month Metrics

* Fully onboarded as the nominated AML officer with regulators and established key regulatory relationships
* Completed review of existing AML/CFT framework with clear action plan for gaps and improvements

6-Month Metrics

* Delivered an updated ORA and implemented enhancements to controls, monitoring, and reporting
* Established scalable, data-driven compliance processes supporting growth without increased regulatory risk


⭐ Benefits

* 35 Days Off including your local bank holidays: Take the time to decompress. Working at a startup is hard!
* Birthday Leave: Celebrate your special day with a bonus day off to take off in that month.
* Enhanced Parental Leave: We offer 16 weeks of full pay for the primary caregiver and 4 weeks of full pay for the secondary caregiver (After a 6-month probationary period)
* Learning Budget: Fuel your growth with $1000 annually for learning and development.

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