📍 Location: Madrid
🚀 About the role
We are looking for a Payments Strategy Consultant to join our team in Madrid.
This is not a standard consulting role. You will work at the intersection of strategy, data and technology, helping leading financial institutions improve profitability in highly complex payment ecosystems.
At ARGOZ Consultants, we focus on delivering measurable impact on clients’ P&L, identifying and implementing optimization opportunities across scheme costs (Visa, Mastercard), interchange, and merchant pricing, often in the range of millions.
You will be expected to understand complex systems, structure problems clearly, and translate data into actionable decisions.
💼 Your role
* Work on high-impact projects with issuers and acquirers across international markets
* Break down complex payment cost structures into clear, actionable insights
* Perform deep-dive analyses on large and granular datasets
* Interact directly with senior stakeholders in finance, payments and strategy teams
* Contribute to the development and deployment of our proprietary SaaS solutions
🔎 What we’re looking for
* Strong analytical capabilities and structured problem-solving
* Strong knowledge of Microsoft Office tools, particularly Excel; SQL is a plus
* Comfort operating in ambiguity and tackling complex, unstructured problems
* High level of ownership and accountability
* Clear and confident communication with senior stakeholders
* Fluency in English and Spanish required. Portuguese is highly valued
* Previous professional experience in strategy, business or financial consulting roles will be considered a plus
We are not looking for people who can just build slides. We are looking for people who can think rigorously and solve problems end to end.
🎯 What we offer
* Competitive compensation package aligned with performance and impact
* Fast career progression based on merit, not tenure
* International projects with leading players in the financial sector
* A demanding, high-performance environment focused on results
* The opportunity to work at the intersection of consulting, SaaS, and AI-driven innovation
* Collaborate closely with a multidisciplinary team from our Madrid office
🔎 Recruitment process
As part of the selection process, candidates will complete a business case aimed at assessing the core skills and capabilities needed to succeed in this role, including:
* Structured problem-solving
* Analytical depth
* General understanding of the payments ecosystem
* Ability to translate data into clear, actionable insights
We value clarity of reasoning and depth of understanding over polished presentations.
📩 Apply
If you are looking for a role where you will be challenged, expected to think independently, and deliver real impact, we’d like to hear from you.