Gentis is a Belgian recruitment company headquartered in Brussels, providing permanent staffing and project sourcing solutions worldwide across multiple sectors.
Our client, a reputable player in the banking sector, is currently looking for a Credit Risk Officer to join their risk management team in Brussels. This role is ideal for a detail-oriented professional with strong analytical skills and a solid understanding of credit risk within financial institutions.
Job Description
* Assess the creditworthiness of corporate and retail clients, including financial statement analysis and risk rating assignment.
* Prepare and present credit proposals for internal approval committees.
* Monitor the credit portfolio to identify potential risks and ensure compliance with internal risk policies and regulatory requirements.
* Contribute to the development and improvement of credit risk models, scoring systems, and limit frameworks.
* Collaborate closely with front-office teams, compliance, legal, and other risk functions.
* Participate in the periodic review and stress-testing of credit portfolios.
* Support the implementation of risk-related projects and regulatory initiatives (e.g., Basel III/IV, EBA guidelines).
* Maintain thorough documentation and reporting for internal and external stakeholders.
Your Profile
* Master’s degree in Finance, Economics, Risk Management, or a related field.
* Minimum 2–5 years of experience in a credit risk or credit analysis role, preferably in the banking sector.
* Solid knowledge of financial analysis, credit risk principles, and regulatory requirements.
* Proficient in risk assessment tools, Excel, and ideally exposure to risk systems or data analysis tools.
* Fluent in English (mandatory) and in either French or Dutch.
* Strong analytical and critical thinking skills with great attention to detail.
* Clear communicator, able to present complex information in a structured and concise manner.
* Team player with a proactive, hands-on attitude.
What Our Client Offers
* Competitive salary package with performance-based bonus and full benefits (meal vouchers, insurance, pension plan, etc.)
* Hybrid working possibilities (up to 3 days per week from home)
* A solid and reputable employer in the banking industry
* A role with real impact and visibility in the organization
* Ongoing training and career development opportunities
* A collaborative, intellectually stimulating work environment in the heart of Brussels