Job Title: Credit Risk Analyst
Location: Kortenberg, Belgium (Hybrid)
We are seeking a Risk Analyst with strong expertise in IFRS 9 credit risk management to support Expected Credit Loss (ECL) calculations, risk modelling, and regulatory compliance activities.
Key Responsibilities
* Calculate and monitor Expected Credit Losses (ECL) and provisioning movements
* Manage IFRS 9 staging and analyse portfolio migrations
* Develop, validate, and monitor risk parameters (PD, LGD, EAD)
* Ensure data quality and prepare reporting datasets
* Analyse credit risk trends and provide insights to management
* Prepare internal and regulatory risk reporting
* Maintain IFRS 9 documentation and compliance standards
* Coordinate with cross-functional teams including Finance, Collections, and Compliance
Requirements
* Experience in credit risk analysis and IFRS 9 frameworks
* Strong knowledge of risk modelling and provisioning methodologies
* Expertise with SAS and financial risk analytics
* Strong analytical and communication skills
* Fluent in English; Dutch or French is highly valued