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Head of payments

Bruxelles
WhatJobs
Publiée le 7 décembre
Description de l'offre

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Building D2C eCom & agency teams by recruiting top talent | Candidates presented in the 2nd week | 96% talent retention rate | COO @ Prosana

Are you a senior payments operator who knows how to maximize authorization rates, reduce chargebacks, and build a scalable multi-PSP payments stack?

We’re hiring a Head of Payments to take full ownership of a complex, high-volume payments ecosystem across fast-scaling digital subscriptions and DTC eCommerce. You’ll build a resilient, global payment infrastructure that maximizes revenue, protects processing relationships, and supports aggressive growth from $100M → $200M+.

This is a senior, hands-on role where the quality of your decisions directly impacts authorization rates, rebill performance, chargeback health, and international expansion. If you’re someone who knows how to turn payments from a bottleneck into a competitive edge, you’ll thrive here.

WHO THEY ARE

This team operates like a high-performance startup inside a portfolio of fast-growing wellness, beauty, and digital product brands. Lean, direct, and execution-focused, they move fast, test constantly, and value people who take ownership and think like operators, not employees.

You’ll collaborate closely with the founder and cross-functional leads across growth, product, finance, engineering, and chargeback operations. The culture is straightforward, transparent, and expects high standards.

YOUR MISSION

Own and optimize the entire payment processing stack - across both digital subscriptions and physical product subscriptions - so the company can scale from $100M → $200M+ without processor issues or revenue leakage.

WHAT’S IN IT FOR YOU

* Own a mission-critical function in a fast-scaling, nine-figure DTC group
* Build the entire global payments ecosystem from the ground up - with real influence on strategy
* Work directly with a sharp, founder-led team that values speed, clarity, and ownership
* Solve complex, high-impact challenges across multi-PSP routing, international acquiring, chargebacks, and recurring billing
* Unlimited support for your growth - coaching, courses, tooling, and paid consulting to deepen your expertise
* A long-term path to owning the full billing department as the company scales from $100M → $500M+
* Flexible remote setup with performance-based earning potential

WHAT YOU’RE GETTING INTO

Build and scale a global payment ecosystem

* Own all PSPs, gateways, MIDs, and ISO relationships
* Design and optimize multi-PSP routing across geos, card types, and BINs
* Build redundancy and failover to ensure uninterrupted processing
* Monitor and improve authorization rates across US + international markets
* Maximize rebill success for both digital and physical subscription products
* Maintain safe chargeback ratios (<0.5%) and VAMP performance (<2.1%)

Support international expansion

* Evaluate and secure local acquiring solutions in priority geos (EU, UK, etc.)
* Enable local payment methods where needed (Apple Pay, Google Pay, regional options)
* Set the foundation for scaling global digital and physical subscription revenue

Own fraud, chargebacks & risk communication

* Oversee chargeback tools (e.g., CB911) and manage pre-dispute workflows
* Collaborate with and potentially restructure the existing chargeback mitigation team
* Act as the point of contact for banks and PSPs during risk reviews or ratio fluctuations

Partner with cross-functional teams

* Work with product and engineering on checkout performance and billing logic
* Collaborate with growth on funnel and payment behavior insights
* Align with finance on fees, settlements, caps, and forecasting

Create clarity, visibility, and real-time monitoring

* Implement dashboards and alerting for auth rates, rebills, chargebacks, PSP distribution
* Use data to identify issues early and execute fast corrective action
* Recommend long‑term improvements in orchestration, tokenization, fraud prevention, and authorization science

WHO YOU ARE

* Understand the payment landscape deeply - PSPs, acquiring banks, gateways, fraud tools, chargebacks, and compliance
* Have strong experience in recurring billing for digital subscriptions
* Be hands‑on with high‑volume, multi‑PSP, multi‑MID payment setups
* Be confident speaking with U.S. banks, ISOs, and PSP risk teams
* Use data fluently to drive decisions, identify patterns, and uncover problems
* Take ownership, move fast, and communicate clearly - especially under pressure
* Manage senior‑level external relationships with professionalism and confidence

Tools you’ll likely know:

Stripe, Checkout.com, Solidgate, NMI, Authorize.net, FluidPay, CheckoutChamp, CB911, Disputifier, Verifi/Ethoca, VAMP.

RECRUITMENT PROCESS

* Screening Call - quick background + skills check with Marta @ Prosana
* Founder Interview - deeper dive into your payments experience and approach
* Paid Assignment - review a snapshot of the current payment stack and outline what you’d optimize
* Final Call + Offer - discuss your assignment, align expectations, and finalize next steps


Seniority level

* Seniority level

Director


Employment type

* Employment type

Full-time


Job function

* Job function

Finance, Business Development, and Management
* Industries

Retail Health and Personal Care Products, Personal Care Product Manufacturing, and Retail

Referrals increase your chances of interviewing at Prosana by 2x

Get notified about new Head of Payment jobs in European Economic Area .

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Madrid, Community of Madrid, Spain 1 week ago

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