Moody's is a global leader in ratings and integrated risk assessment.
Skills And Competencies
* Well-developed analytical and modelling skills
* Strong written and verbal communication skills in Portuguese and English; Spanish preferred
* Advanced Microsoft Excel, Word and PowerPoint skills are mandatory
* Python programming and Visual Basic for Applications knowledge preferred
* Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency
* Interest in responsible AI practices, including risk management and ethical use
Education
* Students matriculating in a degree program in Business Administration, Economics, Engineering, Statistics, Accounting, or a related field
* Ideally one year ahead of graduation
Responsibilities
Supports transaction surveillance and ratings analysis through financial modeling, portfolio review, and research
* Review performance of existing transactions and assist in preparing quarterly surveillance reports
* Analyze transaction documents to understand legal, operational, and counterparty risks
* Analyze characteristics of underlying portfolios and performance history
* Apply default and cash flow modeling in line with Moody’s Local rating methodologies
* Attend virtual and in-person meetings with originators, advisors, and transaction participants
* Assist in preparing rating committee materials
* Support timely and relevant research on issuers and sector-related topics
* Assist in rating methodology, model, and scorecard updates
About The Team
The Structured Finance team at Moody’s Local Brasil is responsible for assigning and monitoring credit ratings for structured finance transactions issued in the Brazilian market. These transactions span a broad range of instruments, including Fundos de Investimento em Direitos Creditórios, Certificados de Recebíveis Imobiliários, Certificados de Recebíveis do Agronegócio, and Fiagro, and cover asset classes such as auto loans, payroll‑deducted loans, consumer credit, trade receivables, credit card receivables, and mortgage loans, among others. The team also delivers high‑quality, insightful research that supports market participants and enhances transparency in the Brazilian structured finance market
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
#J-18808-Ljbffr