About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
Job Description
Visa is seeking a Senior Credit Risk Manager to join the Credit and Settlement Risk team, with primary responsibility for the credit and settlement risk oversight of Acquirers and Sub‑acquirers within the Visa payment ecosystem in Brazil.
This role will be focused on the active and preventive financial monitoring of these participants, supporting the development of a robust and forward‑looking risk management approach across the payment flow. The successful candidate will also play a key role in enhancing the risk management framework, particularly in light of evolving regulatory requirements, including BACEN Resolution 522.
Working cross‑functionally with teams across Risk, Legal, Compliance, Sales, Products, Finance, and other core business functions, this leader will help drive a consistent and comprehensive approach to mitigating financial risks, strengthening governance, and supporting the resilience of the acquiring ecosystem.
The Sao Paulo‑based position will report directly to the VP, LAC Head of Credit Settlement Risk. As part of an extended Global Team, the Senior Credit Risk Manager will also be involved in managing and implementing the Global Credit Settlement Risk Policy.
Essential Functions
Lead the credit and settlement risk management of Acquirers and Sub‑acquirers participating in the Visa payment arrangement.
Develop and implement a proactive monitoring framework for credit and liquidity risk, including dashboards, risk indicators, and key controls.
Perform financial and credit analysis, assign internal risk ratings, and define appropriate guarantee, co