Job Role- Payment Solution Architect
Location - Brussels, Belgium
Job Description:
Key Responsibilities:
* Design scalable, compliant payment architectures for:
* SEPA Credit Transfers (standard & instant)
* SEPA Direct Debit (SDD Core & B2B)
* Non-SEPA domestic & cross-border payments
* High-value payment systems (HVP, TIP, TARGET2)
* Interbank (FI-to-FI) payments with enhanced data layers (ISO 20022)
* XS2A / Open Banking-based APIs
* Lead technical solutioning across end-to-end payment value chains including:
* Payment initiation
* Routing and orchestration (PROMO layers)
* Clearing & settlement
* Reconciliation and exception handling
* Partner with enterprise architects and domain leads to shape the future-state architecture.
* Guide Java DevOps engineers in implementing microservices and modern APIs to meet evolving payment processing requirements.
* Collaborate with Business Architects to align technology solutions with business and compliance needs (PSD2, EPI, AML, etc.).
* Ensure design adherence to regulatory and industry standards (EPC rulebooks, SWIFT, ISO 20022, EBA Clearing protocols).
* Support implementation of P2P and E/M commerce solutions under WERO (EPI).
* Provide architectural leadership for internal bookings (IBL) and risk-handling systems.
* Engage in agile ceremonies, backlog grooming, and technical coaching of developers and product owners.
Skills & Qualifications:
* 15–18 years of experience in software architecture and solution design, with a strong focus on banking and payments.
* Strong expertise in Java/J2EE, Spring Boot, microservices, and DevOps toolchains.
* Proven experience with payment hubs, orchestration layers, and routing engines.
* Familiarity with COBOL/mainframe systems and their integration into modern payment stacks is a plus.
* Deep understanding of PSD2, SEPA, TARGET2, EPI (WERO), and Open Banking architecture.
* Knowledge of Agile methodologies (SAFe, Scrum) and experience working in agile squads..
* Prior exposure to risk systems, KYC/AML, and core banking integration is advantageous.
* Excellent communication skills and experience in bridging business-technical discussions.