Edenred Paytech (PPS EU) is a fintech that offers start-ups and established businesses a wide range of payment services, such as transaction processing, BIN sponsorship, e-money issuance and digital wallet provision, as well as full program management and value-added services such as PSD2 and AML compliance expertise. PPS is trusted to manage ground-breaking payment programs such as prepaid/debit cards, travel money cards, gift cards, corporate cards, insurance cards, rewards cards, loyalty cards, staff cards (like Ticket Restaurant, Eco Cheque), promotional cards, corporate expense. Edenred Paytech's programs operate across multiple media and form factors, including physical, virtual and Apple Pay/Google Pay. PPS has over 200 client programs across 26 countries.
The role:
As part of the AML Team, the successful candidate will be involved in all aspects of operational risk concerned within anti-money laundering, counter terrorist financing, fraud and customer due diligence. The role will be expected to identify, monitor, investigate, mitigate and report suspicious activity and reduce the company's and client's risk exposure.
The successful candidate will join the already existing AML Team in Brussels and will also regularly interact with the parent company
Responsibilities:
· Develop a good understanding of the PPS programs and customer base
· Monitoring of transactions, investigations and reporting of suspicions.
· Handling customer or authorities' escalations.
· Investigations and out bound calls.
· Perform due diligence on customers, agents, suppliers or other third parties.
· KYC, OFAC and applicant screening including terrorist watch lists. Maintain a high standard and auditable account of work.
· Responding to any orders or warrants presented by law enforcement or judicial authorities.
· Daily, weekly and monthly reporting on generic subjects and bespoke requests.
· Reporting to management across all areas of responsibility.
· Make suggestions and act like a reference
· Relation with the internal and external stakeholders
· Provide accurate documentation and contribute to the continuous improvement of AML policies and procedures
· Report findings and escalations to Deputy AMLCO and AML Management
Skills:
· Robust investigative and analysis skills.
· Very organized, ensure each task is followed through to completion.
· Attention to detail.
· Good communication and interpersonal skills (verbal and written). Part of the role is to liaise with various internal and external contacts.
· Familiar with compliance, risk, financial regulations
· Ability to work as part of a team as well as independently.
· Ability to work accurately even when under pressure.
· Industry qualification would be a bonus.
· Professional maturity to proactively take initiatives in a regulated environment
· Commitment to produce work that meets supervisory authorities expectations
· Fluent in English and French both verbal and written