Focus on Credit Operation (review/ approval/ report)
Assist relationship manager and handled account management
About Our Client
Our client is one of the well-known global corporate bank in Hong Kong, they are currently looking for a Credit Manager to handle credit review, credit proposal, credit application check, assisting relationship manager and focus in account management for wholesale banking division.
Job Description
Identify, assess, monitor, and report credit risks, ensuring compliance with the Bank's risk appetite and policies.
Conduct forward‑looking risk assessments and proactively identify emerging risks and early warning signals.
Support effective credit risk management through implementation of appropriate controls and preventive measures.
Prepare and support credit applications, primarily annual reviews, including facility increases, exceptions, deviations, covenant breaches, and negative credit developments, under the supervision of senior stakeholders.
Perform credit risk assessment and analysis, including financial spreading, internal ratings, loan classification, modelling, and default triggers.
Liaise with Credit Risk Managers and Credit Committees to address credit enquiries and approval conditions.
Oversee documentation processes, including fulfilment of conditions precedent, covenant monitoring, and compliance with approved credit terms.
Manage ongoing control activities such as collateral administration, data quality maintenance, loan classification monitoring, and timely escalation of adverse developments.
The Successful Applicant
Bachelor's Degree holder of business administration or relevant discipline
At least 4 years of working experience in credit operation, account management area
Strong attention to detail, technical skills with clear and logical manner
Work collaboratively with team member
Strong quick learning ability to understand policies, procedures, systems, process and controls
Excellent of written and verbal communication skills in English and Chinese
What's on Offer
Stimulating and challenging work
Great global exposure
Competitive remuneration package
18 days of AL
Medical benefits included, Paid Sick Leave
Contact: Michelle Leung
Quote job ref: JN
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