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Senior health actuary - product design & profitability

Bruxelles
Trades Workforce Solutions
Design
Publiée le 3 juin
Description de l'offre

PpOur client, an insurance company is looking for a Senior Health Actuary to strengthen the Operational Department. He·she will be in charge of carrying out the actuarial analyses, studies and reports required for reporting to the supervisory authorities and advising management on how to achieve the organisation's objectives. /ppThe Senior Health Actuary will be responsible for: /ppProduct design and development: /pulliPerforming actuarial and financial calculations, simulations and formulating proposals for insurance products and risk reports /liliContributing to the design and development of insurance products through the appropriate evaluation of proposed coverages /liliEstablishing or validating the pricing scheme and the amount of premiums for the launch of a new product or the modification of an existing product, while respecting its profitability and taking into account commercial imperatives /liliDefining the reserving and, where appropriate, the reinsurance /liliProducing the actuarial analysis for the Actuarial Function /liliDetermining annually the maximum premium indexation rate (CPI and/or medical index) /liliRecommending the indexation rate to be applied on the basis of an assessment of the product's profitability /li /ulpTechnical provisions (BE GAAP and Solvency II): /pulliMonitoring and implementing the rules regarding the calculation of technical provisions /liliDetermining technical provisions taking into account applicable regulations (BE GAAP and SII) as well as relevant information from the financial markets and generally available data on underwriting risks /liliEnsuring the appropriateness of the underlying models /liliAssessing the sufficiency and quality of the data used in the calculations /liliComparing the best estimates with empirical observations /liliDocumenting the methodology, underlying models and assumptions used /liliConducting analysis of changes (AOC) /li /ulpResults analysis and reporting: /pulliMonitoring the profitability of products in order to assist management in taking appropriate action in the event of significant observed or anticipated deviations /liliCollecting, verifying and updating raw data and statistics to provide management with information for decision making /liliDeveloping, validating and updating a projection model for the profit and loss account by product (premiums, benefits, technical provisions, expenses, financial revenues) /liliProducing at least once a year a report on the profitability of active products (ad hoc for products in run-off) /liliSuggesting to management measures (increase in premiums or limitation of benefits) in the event of unfavourable deviations, likely to restore a balance in the short or medium term /liliMonitoring applicable regulatory developments (content and timing) and complying with them /liliEstablishing national quantitative and Solvency II reporting in accordance with applicable actuarial and regulatory rules /liliContributing to the preparation and documentation of the Own Risk and Solvency Assessment (ORSA), ensuring assessment of the company’s risk profile and capital adequacy /liliContributing to qualitative reporting (pillar II Solvency II) /li /ulpProfil /pulliMaster’s degree in Actuarial Science, Physics, Mathematics, or Engineering or equivalent, /liliAt least 5 years of experience in the insurance industry, /liliGood knowledge of the non-life insurance market, /liliKnowledge of business or special risks is an added value /liliKnowledge of Office tools (Excel, Word, PowerPoint...) and SAS /liliCritical, analytical and structured mind and curiosity /liliTeam player and ability to work independently /liliWillingness to share your own knowledge, your results and give advice on them /liliAbility to give and receive feedback /liliBilingual or good knowledge of the other national language. /li /ul /p #J-18808-Ljbffr

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