Nova is a new generation payment network, poised to disrupt Visa and Mastercard, by leveraging real time payment infrastructures like Brazil's Pix & Open Finance for all daily transactions.
The company empowers consumers to pay anything, any way they like, in any installment number, regardless of what payment options are available at checkout.
It's building a layer on top of Pix & Open Finance to improve last-mile payment functionalities such as financing (credit and installments), fraud protection (chargebacks and insurance) and friction (tap to pay for consumers, high auth rates for merchants).
Nova was founded at the end of 2023 by an elite team of fintech veterans. It just raised aSeries A with leading venture capital funds and is now expanding its team.
Key Responsibilities
* Owning the vision and roadmap for our credit product, a novel card backed by pre-authorized limits on the user's existing credit cards;
* Taking the product from prototype to scale, building on early signals from our first users and translating them into a clear path to product-market fit;
* Designing flows that turn a non-obvious credit mechanic into an experience users immediately understand and trust;
* Partnering deeply with engineering, credit, and risk teams to balance growth, approval rates, and portfolio performance;
* Leading discovery with users to deeply understand credit needs, spending behavior, and the moments that drive activation;
* Going from 0 to 1 on new features and iterating fast based on real usage and credit performance data;
* Driving the metrics that matter — activation, transaction volume, retention, loss rates, and unit economics;
* Shaping our product culture, championing user obsession, sharp thinking, and a bias for shipping.
This is your chance to be a protagonist at work, building a category-defining credit product from the ground up, as part of a select team of elite operators in a uniquely ambitious new payment network company.
Ideal Profile
* Preferred Bachelor's degree in Engineering, Business and Economics or related fields
Professional
* Required 5–10 years of experience at top-tier fintechs known for engineering and product excellence (from our mapped target list or equivalent)
* Preferred experience building credit, card, or lending products at top-tier Brazilian fintechs
* Preferred experience in Brazillian Fintechs/ financial companies such as Noh, Karta, Robin, Clara, Nubank, Inter, C6, XP and Willbank
* Preferred working knowledge of credit mechanics — underwriting, limits, loss curves, portfolio management
* Preferred experience launching new products from scratch (0 to 1), whether at early-stage start-ups or within larger organizations
Success Track Record
* Preferred graduated from top schools and/or with top grades
* Preferred participated and/or won in competitions, received work-related awards
* Preferred active leader in the community, has published articles, given lectures etc.
* Preferred other demonstrable proofs of ambition, intelligence and/or resilience
If this sounds like the kind of challenge you've been waiting for, apply now. We move fast and respond to every serious candidate within a few days.
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