* Assessing and analyzing credit applications
* Evaluating financial statements, cash flow, and overall creditworthiness of borrowers.
* Formulating recommendations and making credit decisions within delegated authorities.
* Monitoring and managing the existing credit portfolio, identifying potential risks early.
* Developing and enhancing credit risk models, frameworks, and policies.
* Collaborating with commercial teams to balance business growth and risk exposure.
* Implementing strategies to mitigate credit losses.
* Ensuring compliance with internal policies and external regulations
* Reporting on risk exposure, trends, and key metrics to senior management.
* A Master's degree in Finance, Economics, Business Engineering, or a related field.
* Relevant experience in credit risk, credit analysis, or risk management within financial services or banking.
* Strong analytical skills and the ability to interpret financial statements.
* Sound knowledge of credit risk models and regulatory frameworks
* Strong decision-making skills and a proactive mindset.
* Excellent communication and stakeholder management abilities.
* Fluent in Dutch and/or French, good level of English.
* The ability to work both independently and collaboratively in a fast-paced environment.
* A competitive salary ranging from EUR 70,000 to EUR 100,000, depending on experience.
* The opportunity to join a reputable and stable financial institution.
* A key role with direct impact on credit decisions and overall risk strategy.
* Strong career progression opportunities within risk, finance, or senior leadership.
* A collaborative, professional, and dynamic working environment.
* Attractive benefits package, including flexible and hybrid working options.